Appraisal services for Denver and Denver County homeowners

The top reasons CO homeowners call on Hanson Group, LLC:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
To challenge a CO property tax assessment
To cut their monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
Determine the true market value of real estate in question to settle an estate

Need help deciding the price of your house in or near Denver, CO?
Contact Hanson Group, LLC.

We at Hanson Group, LLC understand the special needs of a homeowner looking for appraisal services. Our customary business clients get the appraisal process and the usual reporting formats. As our client, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Hanson Group, LLC, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value conclusion than yours.

Need to cancel PMI?

An attractive way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are qualified in helping consumers just like you do away with unwanted and unneeded PMI insurance.

Challenging Denver county's assessment of your property

Your local tax assessor may have your house overvalued if your house is not appreciating as much as other homes nearby. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. Getting an appraisal from Hanson Group, LLC is your #1 weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. Not only can this be difficult and inconvenient from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. An appraisal from Hanson Group, LLC can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for preciseness, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? Hanson Group, LLC offers field reviews where we go out and check the subject and comparables. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Hanson Group, LLC can help you with that. Even though this is usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your home.